Credit Evaluation
Our Credit Evaluation Services provide detailed insights into credit scores, risk profiles, and financial behavior, helping individuals and businesses make informed financial decisions.
Set a Goal
Setting a goal is the first step toward achieving anything meaningful. Whether you’re aiming to save more, get healthier, learn a new skill, or grow your business, we help you define clear, achievable goals and stay on track.
Get Results
You’ve set your goals—now it’s time to see the transformation. With our smart tools and guided support, we help you stay on track, overcome obstacles, and celebrate milestones that matter. Results aren’t just promised—they’re delivered.

Built by Experience. Powered by Results.
Hillz Consulting Agency was founded by a team of credit and funding strategists who understand the struggle of denied applications, low scores, and limited access to capital. We turned that pain into purpose Рђћ and now help others unlock their financial power.
Mission: Empower the overlooked. Educate the underserved. Help our people get funded and build lasting wealth.
Credit Repairing
Credit repair that restores trust, improves scores, and changes your life
Credit Consulting
Understand your credit, improve your score, and unlock new financial opportunities.
Our Latest Services
Credit Repair & Restoration
We dispute inaccurate, unverifiable, and outdated negative items using aggressive Metro 2 compliance techniques, 15 USC laws, and customized dispute strategies. We help remove:
- Collections
- Charge-offs
- Late Payments
- Repossessions
- Inquiries
- Bankruptcies
- Student Loans & More
Includes:
- Free Credit Audit
- Customized Dispute Letters
- CFPB Escalation Support
- Monthly Progress Reports

Credit Profile Optimization
We help you build a bulletproof credit profile that lenders trust so you can finally qualify for high-limit approvals.
We optimize:
- Credit Utilization
- Age of Accounts
- Mix of Credit
- Strategic Authorized Users
- Removing Red Flags from Reports

Business Credit & Funding
Whether you have a brand-new LLC or an established business, we help you unlock funding without draining your personal credit.
Services include:
- Business Credit Building (no PG)
- Vendor/Net 30 Account Setup
- Credit Card Stacking Strategy
- Same-Day Application Play
- EIN-Only Funding Options
- Private Lenders & Alternative Funding

Education Hub
We don't just fix credit we teach you how to master it.
Download free guides, watch expert videos, and join our community to learn:
- How to leverage credit to invest
- Business structure for funding
- How the wealthy use debt to build wealth
- Credit hacks banks don't want you to know
Popular Freebies:
- Credit Repair 101 eBook
- Business Credit Blueprint Guide
- Funding Secrets Webinar Replay

How Our Credit Repair and
Restoration Works
Review Credit Reports
We start by analyzing your credit reports from major bureaus to identify errors, negative items, and areas for improvement.
Fix or Dispute Errors
Our team works on your behalf to dispute inaccurate or outdated information, helping to remove harmful entries legally and efficiently.
Pay Your Bills On Time
We guide you in building positive credit habits, with a focus on consistent, on-time payments to boost your score.
Pay Down Outstanding
Reducing your credit utilization is key. We help you create a plan to pay down existing debts strategically.
Keep Old Cards
Maintaining long-standing credit accounts helps your credit history. We advise you on which cards to keep for maximum impact.
Watch the Progress
Track your credit score improvements and updates in real time through our platform, with full visibility every step of the way.
Benefits of Better Credit
Score and Restoration
Approval for Higher Limits
A stronger credit profile means you’ll qualify for higher credit limits — giving you more flexibility and spending power when it counts.
Qualify for Better Options
Say goodbye to high interest rates and bad terms. Better credit gives you access to premium cards, top-tier funding, and better loan offers.
More Negotiating Power
Good credit gives you leverage. Whether you’re financing a vehicle, leasing equipment, or applying for a loan — you’ll have the power to negotiate from a position of strength.
Are You Ready to Get Credit
Repair Services?
Frequently Asked Questions (FAQs)
Free Consultation
Our Client Reviews

"I went from a 512 to a 741 in under 90 days and got approved for a $30,000 AMEX card."


"They removed 14 collections, added tradelines, and got me $72,000 in business funding."
