Welcome to HILLZ CONSULTING AGENCY

Stack Capital
Build Power
Stay Undeniable

Helping individuals and entrepreneurs repair credit,
build strong profiles, and unlock high-limit
personal and business funding.

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Credit Evaluation

Our Credit Evaluation Services provide detailed insights into credit scores, risk profiles, and financial behavior, helping individuals and businesses make informed financial decisions.

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Set a Goal

Setting a goal is the first step toward achieving anything meaningful. Whether you’re aiming to save more, get healthier, learn a new skill, or grow your business, we help you define clear, achievable goals and stay on track.

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Get Results

You’ve set your goals—now it’s time to see the transformation. With our smart tools and guided support, we help you stay on track, overcome obstacles, and celebrate milestones that matter. Results aren’t just promised—they’re delivered.

About
About Us

Built by Experience. Powered by Results.

Hillz Consulting Agency was founded by a team of credit and funding strategists who understand the struggle of denied applications, low scores, and limited access to capital. We turned that pain into purpose Рђћ and now help others unlock their financial power.


Mission: Empower the overlooked. Educate the underserved. Help our people get funded and build lasting wealth.

Credit Repairing

Credit repair that restores trust, improves scores, and changes your life

Credit Consulting

Understand your credit, improve your score, and unlock new financial opportunities.

Premium Services

Our Latest Services

Credit Repair & Restoration

We dispute inaccurate, unverifiable, and outdated negative items using aggressive Metro 2 compliance techniques, 15 USC laws, and customized dispute strategies. We help remove:

  • Collections
  • Charge-offs
  • Late Payments
  • Repossessions
  • Inquiries
  • Bankruptcies
  • Student Loans & More

Includes:

  • Free Credit Audit
  • Customized Dispute Letters
  • CFPB Escalation Support
  • Monthly Progress Reports
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Credit Profile Optimization

We help you build a bulletproof credit profile that lenders trust so you can finally qualify for high-limit approvals.

We optimize:

  • Credit Utilization
  • Age of Accounts
  • Mix of Credit
  • Strategic Authorized Users
  • Removing Red Flags from Reports
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Business Credit & Funding

Whether you have a brand-new LLC or an established business, we help you unlock funding without draining your personal credit.

Services include:

  • Business Credit Building (no PG)
  • Vendor/Net 30 Account Setup
  • Credit Card Stacking Strategy
  • Same-Day Application Play
  • EIN-Only Funding Options
  • Private Lenders & Alternative Funding
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Education Hub

We don't just fix credit we teach you how to master it.

Download free guides, watch expert videos, and join our community to learn:

  • How to leverage credit to invest
  • Business structure for funding
  • How the wealthy use debt to build wealth
  • Credit hacks banks don't want you to know

Popular Freebies:

  • Credit Repair 101 eBook
  • Business Credit Blueprint Guide
  • Funding Secrets Webinar Replay
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How We Work

How Our Credit Repair and
Restoration Works

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Review Credit Reports

We start by analyzing your credit reports from major bureaus to identify errors, negative items, and areas for improvement.

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Fix or Dispute Errors

Our team works on your behalf to dispute inaccurate or outdated information, helping to remove harmful entries legally and efficiently.

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Pay Your Bills On Time

We guide you in building positive credit habits, with a focus on consistent, on-time payments to boost your score.

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Pay Down Outstanding

Reducing your credit utilization is key. We help you create a plan to pay down existing debts strategically.

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Keep Old Cards

Maintaining long-standing credit accounts helps your credit history. We advise you on which cards to keep for maximum impact.

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Watch the Progress

Track your credit score improvements and updates in real time through our platform, with full visibility every step of the way.

Why Choose Us

Benefits of Better Credit
Score and Restoration

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Approval for Higher Limits

A stronger credit profile means you’ll qualify for higher credit limits — giving you more flexibility and spending power when it counts.

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Qualify for Better Options

Say goodbye to high interest rates and bad terms. Better credit gives you access to premium cards, top-tier funding, and better loan offers.

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More Negotiating Power

Good credit gives you leverage. Whether you’re financing a vehicle, leasing equipment, or applying for a loan — you’ll have the power to negotiate from a position of strength.

Are You Ready to Get Credit
Repair Services?

Faq

Frequently Asked Questions (FAQs)

Most clients begin seeing initial changes within 30 to 45 days, but full results can take 3 to 6 months depending on the number and complexity of negative items. Every credit profile is unique, and results vary based on the bureaus’ response times and the accuracy of your records.
Yes — if the information is inaccurate, outdated, unverifiable, or reported in violation of federal law, it can be legally challenged and removed. We use aggressive strategies under the FCRA, FDCPA, Metro 2 compliance, and more to dispute these negative items.
In most cases, yes. Removing inaccurate negative items, optimizing your credit utilization, and building positive credit history can significantly improve your score. However, we never promise a specific score increase — we focus on accurate, legal reporting.
Absolutely. Credit repair is 100% legal under the Fair Credit Reporting Act (FCRA), which gives you the right to dispute and correct any inaccurate or unverifiable information on your credit report. We simply act on your behalf using these legal rights.
Let's talk

Free Consultation

Testimonial

Our Client Reviews